Terms & Conditions

Effective Date: 02 June 2026

1. Acceptance of Terms

By enrolling in any course, purchasing any study material, subscribing to any test series, or accessing any content provided by Panjabi Taleem, you agree to comply with these Terms & Conditions.

2. Course Access
Course access is granted only to the registered user.
Sharing login credentials with any third party is strictly prohibited.
Panjabi Taleem reserves the right to suspend or terminate access in case of misuse.
3. Intellectual Property Rights
All lectures, PDFs, notes, test series, videos, graphics, and study materials are the exclusive property of Panjabi Taleem.
Reproduction, recording, downloading, redistribution, or resale of any content is strictly prohibited.
Legal action may be initiated against copyright infringement.
4. Student Responsibilities

Students agree:

Not to share course content publicly.
Not to upload or distribute course videos on social media or other platforms.
To maintain respectful conduct in live classes, groups, and discussion forums.
5. Course Validity
Each course shall remain accessible only for the validity period mentioned on the course page.
Access will automatically expire after completion of the validity period.
6. Technical Requirements

Students are responsible for:

Internet connectivity.
Compatible devices.
Application updates.

Panjabi Taleem shall not be responsible for interruptions caused by the user's device or internet issues.

NO REFUND POLICY
7. Refund Policy (Strictly No Refund)

ALL SALES ARE FINAL.

Once a student purchases:

Any Paid Course
Test Series
E-Book
Recorded Lectures
Study Material
Membership Plan
Live Course

NO REFUND SHALL BE PROVIDED UNDER ANY CIRCUMSTANCES.

Refund requests shall not be entertained due to:

Change of mind
Lack of usage
Personal reasons
Exam postponement
Exam cancellation by authorities
Technical ignorance
Device incompatibility
Schedule conflicts
Dissatisfaction after accessing content

Since digital educational content becomes instantly accessible upon purchase, all payments are considered final and non-refundable.

8. Non-Transferability

Purchased courses cannot be:

Exchanged
Transferred
Assigned to another person
9. Course Modification

Panjabi Taleem reserves the right to:

Modify course content
Update lectures
Add or remove modules
Change schedules

without prior notice.

10. Disclaimer
Panjabi Taleem provides educational guidance only.
Selection in any examination is not guaranteed.
Results depend upon individual effort, preparation, and examination conditions.
11. Limitation of Liability

Panjabi Taleem shall not be liable for:

Examination outcomes
Technical failures beyond its control
User negligence
Third-party service interruptions
12. Termination of Access

Access may be terminated immediately if:

Content piracy is detected.
Multiple device misuse is observed.
Login credentials are shared.
Any unlawful activity is found.
13. Governing Law

All disputes shall be subject to the jurisdiction of courts located in Punjab, India.

14. Contact Information

For support:

Email: panjabitaleem43@gmail.com
Phone: +91 98727 28816